For debt consolidation, which entails replacing several loans with one loan, you'll typically need a personal loan.

The interest rates for Wells Fargo's debt consolidation loans and personal loans are the same.

The advantages include exceptionally low-interest rates, from 5.74% to 24.24%, and a 0.25% autopay discount.

Lightstream does not have an online pre-qualification option.

They offer $5,000 to $100,000 with a minimum credit score of 660.

For someone with a large sum, SoFi offers debt consolidation loans up to $100,000.

SoFi offers features like unemployment protection, which might suspend payments on your loans for three months.

For those whose credit scores are 640, a Payoff loan with origination costs of 0% to 5% can be a viable choice.

For individuals looking for same-day funding with 36- and 60-month periods and rates ranging from 7.727% to 29.99%, Rocket Loans is a fantastic choice.

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Upstart has a problem with the origination fee, but if you don't have a credit score or enough credit history, you might still get accepted.