Biden's student loan relief of Wednesday encourages new students to join the credit line.

Federal subsidized, and unsubsidized student loans are frequently the finest low-interest options for borrowers.

LendKey provides a two-minute rate check, a set APR ranging from 2.99% to 9.93%, and an automatic 0.25% reduction.

Without requiring a rigorous credit check, College Ave offers variable APRs ranging from 1.29% to 12.99%.

For loans beyond $5,000, Splash Financial provides low rates with fixed rate choices ranging from 2.59% to 8.44% (excluding autopay option).

Without an origination charge or prepayment penalties, Credible offers loans between $5,000 and $500,000.

The fixed APR ranges from 3.15% to 14.75%.

SoFi offers variable APR loans to graduate and undergraduate students ranging from 1.89% to 12.13%.

Discover doesn't charge late fees for private student loans and offers conditional interest rate savings with a variable APR of 2.99% to 12.59%.

PNC Bank offers variable APRs 1.84% to 8.94% ( 0.50% autopay discount).