Although Capital One is best known for its credit card deals, it also offers a wide range of loans for auto purchases and refinancing.
Capital One offers loans between $7,500 and $50,000 for 24 to 72 months; the APR is based on your credit report.
With more than 700 facilities around the nation, it is one of the biggest banks in the country.
A Capital One auto loan can be used to refinance an existing loan, buy a new vehicle, or both.
Anyone with a low credit score would be wise to submit a joint application.
You might even be able to obtain a cheaper yearly percentage rate if your co-signer has good credit score.
Few states do not offer Capital One (Alaska or Hawaii); you must buy your car from a participating dealer.
Rate reductions for automated payments are not available.
A soft credit check will allow you to pre-qualify.
Initial application submission requires a social security number; however, there is no origination fee.